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Our Services

​​Having great credit is more important than ever.

But why work with us?

  • We will be intimately involved with your credit repair experience.

  • We will be there for you every step of the way.

  • Credit education and correction is legal and the law is on your side. We help and guide you from start to finish and we prepare all of the documentation for the various credit agencies.

  • Our fees are reasonable and there are NO long binding contracts. We help you to work with your files until it is done.

  • We are very experienced with consumer, business and mortgage credit.

  • We offer a 50% Money Back Guarantee. Please reference our FAQs for more details.

Services Include:

Personalized Dispute Options to Fit Your Exact Credit Repair Needs.

An Experienced Case Analyst and Case Advisor Working Personally With You throughout the Process.

Custom Dispute Letters Submitted On Your Behalf.

Access to Your Case Status and Updated Information – 24 Hours A Day / 7 Days A Week.

Find The Best Package

That Fits Your Budget & Needs

$299.99 / PMT Fee

+$24.99 per month fee (Identity IQ)

  • Inquiry Targeting
  • Score Analysis
  • Challenges to the 3 Credit Bureaus*
  • (3) Credit Consultations
    *1 per month; first 90 days*

All applicable Inquiries will be reviewed/contested

*Active Account Inquiries may be ineligible

Get Started

$999.99 / PMT Fee

+$24.99 per month fee (Identity IQ)

  • Inquiry Targeting
  • Unlimited Challenges to the 3 Credit Bureaus*
  • Score Analysis
  • Creditor Interventions
  • Score Tracker
  • (6) Credit Consultations *1 per month; first 180 Days*

*EXCLUDES work on Bankruptcy, Child Support, and Late Mortgages

Get Started

$1499.99 / PMT Fee

+$24.99 per month fee (Identity IQ)

  • Inquiry Targeting
  • Unlimited Challenges to the 3 Credit Bureaus*
  • Score Analysis
  • Creditor Interventions
  • Score Tracker
  • (9) Credit Consultations *1 per Month; first 270 Days*

*Includes work associated with challenging 10 inaccurately reporting items ver dispute cvele.

Get Started

$49.99

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The biggest issue with having poor credit is all the ways that it can affect your life today, tomorrow, and in the future. I’m sure we can relate when we say the following factors have been a major road block:

  • High interest rates on your credit cards and loans

  • Difficulty getting a mortgage

  • Credit and loan applications may not be approved

  • Difficulty getting approved for an apartment

  • Security deposits on utilities

  • Difficulty finding employment

  • You can’t get a cell phone contract

  • You might get denied for employment

  • Higher insurance premiums

The average consumer doesn’t realize all the implications of a poor score. Not knowing is not the key, it is time to take control of your score and become enlightened!

Did you know that 1 in 5 Americans have a mistake within their credit report and about 37% of people are completely unaware of their own credit score, even though it impacts so many aspects of their lives! These facts prompted us to dig deeper into a solution! Here at Emergent Financial we use the laws that were put in place to protect you as the consumer, to advocate on your behalf and to do that, we have adopted a user-friendly interface which gives our clients updates on their progress every 30-45 days and educational information to keep you informed! Bringing a face to the industry has also paved the way to our open-door policy which allows our clients to come in and speak, face to face, with a live specialist in our New Jersey offices! We are making this taboo topic something that anyone can approach! So, you might be wondering, what other solutions do you have to offer? Well, you asked so we delivered, Emergent Financial will help you work towards achieving:

  • Increased credit limits

  • Lower interest rates on credit cards and loans

  • Attractive mortgage rates

  • More negotiating power

Achieve FINANCIAL STABILITY

By repairing and rebuilding your credit

BOOK YOUR APPOINTMENT

GET STARTED NOW